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The report card is out: Impact-resistant shingles get new ratings for the first time in years

WFAA ABC 8 Dallas

A new report by the Insurance Institute for Business & Home Safety estimates Texans snatched up 43% of all the stronger shingles that were sold in the U.S. last year.

Excessive lawsuits driving up insurance premiums for US policyholders

Insurance Business America

The Insurance Information Institute and Munich Re survey estimate that excessive lawsuits add $6,664 annually to premiums for a typical family of four.

ICT and State Farm Launch Campaign to Combat Rising Vehicle Theft in Texas

Insurance Journal

The Insurance Council of Texas (ICT) and State Farm are partnering for the 2025 Lock It Down! campaign—an ongoing statewide effort to reduce motor vehicle theft, burglary, and fraud-related crime.

The incentive some states (other than Texas) are offering to 'harden' homes

WFAA ABC 8 Dallas

Despite research that damage claims can be reduced significantly by a home fortification program, Texas lawmakers haven't agreed to give grants like some states.

Storms Take the Crown: Why SCS is the Insurance Industry’s Biggest Threat

Live Insurance News

Severe convective storms (that’s SCS in insurance-speak)—think hail, tornadoes, wild winds. Insurers now say it’s their biggest headache. Not floods, not hurricanes, not even fires (except wildfires—those are a different beast).

IBHS wind farm: You may not think much about your shingles, but these people do!

WFAA ABC 8 Dallas

WFAA TV (ABC in Dallas) tours the IBHS roof farm in South Carolina, where they test the products that are supposed to protect us from the elements.

Natural Disaster Claims in 2025 to Again Top $100B Despite ‘Abnormally Low’ Q3 Events

Insurance Journal

Global insured losses from natural catastrophes during the first nine months of 2025 are estimated to hit $105 billion, bringing the sixth consecutive calendar year with losses topping $100 billion and the eighth year since 2017, according to Gallagher Re.

Legal system abuse drove up to $281B in extra insurance losses: Study

Insurance Business America

A new analysis has found that legal system abuse and related litigation trends contributed between $231.6 billion and $281.2 billion in increased liability insurance losses over the past decade—far exceeding what economic inflation alone would explain.

Rising Losses From Floods, Hail and Wildfires Signal New Era of Climate Risk

Risk & Insurance

Global losses from severe thunderstorms, flooding and wildfires have tripled since the early 2000s, with insured losses from so-called secondary perils jumping nearly sixfold to $73 billion annually, signaling a fundamental shift in natural catastrophe risk that demands new prevention strategies and

The Impact of Nuclear Verdicts on Casualty Claims

“Nuclear verdicts” isn’t just a buzzphrase. These jury awards exceeding $10 million are becoming more frequent and severe. And for claims professionals, this isn’t just a legal or media trend—it’s a fundamental shift in risk exposure.

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