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The Texas Coalition for Affordable Insurance Solutions (TCAIS) believes all Texans should have access to affordable home and auto insurance.

We are committed to working with state legislators, regulators, consumers, and others to find public-policy solutions that will improve insurance affordability and accessibility in Texas.

TCAIS Policy Principles

TCAIS advocates legislative, regulatory, and individual action aimed at:

* Increasing consumer choices of insurance companies, products and services;
* Spurring price competition among insurers
* Providing appropriate regulatory oversight;
* Minimizing costs in the system
* Fighting insurance fraud and abuse and
* Providing an environment to attract new businesses and jobs to Texas.

Learn more.

Transition to a Competitive Marketplace

The Texas homeowners and auto insurance marketplace is showing signs of real competition and now offers more choices than ever for consumers.

Expanding choices, growing  competition and healthy insurance companies are all indicators that the insurance marketplace in Texas is on the mend.  As recently as 2002, Texas faced an insurance crisis due in part to a regulatory structure that drove insurers from the state and left some consumers with nowhere to go for coverage.

Read more about Texas' Transition to Competition.